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    February 6, 2022
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Looking For Something Guaranteed & Tax-Deferred? 2.00%* Fixed Rate Annuity CALL TODAY John P. Tosi, CFP® Wealth Advisor 58 Bridge Street, Tunkhannock NEXT TO CVS 570-836-9000 A LPL Financial "Rates are effective as of 1/24/2022 and subject to change any time. 2.00% based on $100,000 premium. Fixed annuities are long-term investment vehicles designed for retire- ment purposes. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender charges may apply. Member FINRA/SIPC Looking For Something Guaranteed & Tax-Deferred? 2.00%* Fixed Rate Annuity CALL TODAY John P. Tosi, CFP® Wealth Advisor 58 Bridge Street, Tunkhannock NEXT TO CVS 570-836-9000 A LPL Financial "Rates are effective as of 1/24/2022 and subject to change any time. 2.00% based on $100,000 premium. Fixed annuities are long-term investment vehicles designed for retire- ment purposes. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender charges may apply. Member FINRA/SIPC