Our goal is to helpyou pursue yoursIt's that simpleYour goals are what really matter. That's whywe'll take the time to understand what's mostimportant to you: your family, your work, yourhopes and dreams. Then we can help you get readyfor the future with a financial strategythat's designed just for youKoehl, Youngman, Levy & Rosenthal Wealth Management GroupMerrill Lynch600 Baltimore DriveWilkes Barre, PA 18702570.829.8010 fa.ml.com/kylrChip KoehlWealth Management AdvisorStephen J. RosenthalWealth Management AdvisorLori A. Piazza-TimchackRegistered Senior Client AssociateAmy M. LynottRegistered Senior Client AssociateJill VarzalyCharles L. YoungmanWealth Management AdvisorMathew D. Shaffer, CFPFinancial AdvisorFrederick R. LevySenior Financial AdvisorRobert S. RollandSenior Financial AdvisorClient AssociateWilliam A. StellaFinancial AdvisorSusan LongClient AssociateMerrill LynchBank of America CorporationMerrill Lynch Wealth Management akes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated, a registered broker dealer andMember SIPC and other subsidiaries of Bank of America CorporationInvestment products: Are Not FDIC Insured Are Not Bank Guaranteed May Lose ValueThe Bull Symbol and Menrill lynch are trademarks of Bank of Amenca Corporation.Certified Financial Panner Board of Standards Inc owns the certification marks CFPR CERTIFIED FINANCIAL PLANNER and CFP in the U.SO 2017 Bank of America Corporation All rights reservedARVBHCMBAD-11-17-03741470949PM-1017 12/2017

Date: January 7, 2018

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Merrill Lynch

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Our goal is to help you pursue yours It's that simple Your goals are what really matter. That's why we'll take the time to understand what's most important to you: your family, your work, your hopes and dreams. Then we can help you get ready for the future with a financial strategy that's designed just for you Koehl, Youngman, Levy & Rosenthal Wealth Management Group Merrill Lynch 600 Baltimore Drive Wilkes Barre, PA 18702 570.829.8010 fa.ml.com/kylr Chip Koehl Wealth Management Advisor Stephen J. Rosenthal Wealth Management Advisor Lori A. Piazza-Timchack Registered Senior Client Associate Amy M. Lynott Registered Senior Client Associate Jill Varzaly Charles L. Youngman Wealth Management Advisor Mathew D. Shaffer, CFP Financial Advisor Frederick R. Levy Senior Financial Advisor Robert S. Rolland Senior Financial Advisor Client Associate William A. Stella Financial Advisor Susan Long Client Associate Merrill Lynch Bank of America Corporation Merrill Lynch Wealth Management akes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated, a registered broker dealer and Member SIPC and other subsidiaries of Bank of America Corporation Investment products: Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value The Bull Symbol and Menrill lynch are trademarks of Bank of Amenca Corporation. Certified Financial Panner Board of Standards Inc owns the certification marks CFPR CERTIFIED FINANCIAL PLANNER and CFP in the U.S O 2017 Bank of America Corporation All rights reserved ARVBHCMBAD-11-17-03741470949PM-1017 12/2017