Peoples Select LOCTNew mortgage and home equityline of credit solutions withmore flexibility and less fees.Variable Rate HELOC with Three Fixed RateBalance Conversions at one time42113)(4)Peoples Select MTGFlat $500 Documentation Preparation FeeOur new flexible products haveFEE AND RATE ADVANTAGESthat will get you the loan you needll e0ples, psbt.comSecurity sbt.com& Thus: 190888 868 3858(1 Peoples Security Select LOC -s an interest on y monthly, vorable rate home equity e o credit w c a o s up to three fixed rate Gnd payment ba once conversion options ot  y one time during the draw period Ava iobleto borrowers with o 1-4 family owner-occupied primary residence who moy borrow up to 80N of their home's volue. The Annuol Percentoge Rate (APR) wi vory bosed upon Prime Rate as pubwished in the Wall Street Journal,currently S.50x, effective March 01, 2019. A Peoples Security Bonk & Trust checking account with auto-draft of monthly payment is requlred. Other rotes and terms are available. The line has a maximum drow period of 10 yearswith non-converted balances ot the end of the period converting to a 20 year wariable APR repayment term, Conversion Option: During the drow period, the line aliows the borrower selected bolances to be locked-in for shortterm periods. There is o $75 per lock in conversion fee. Poyments to the variabie line ond converted balance portions reducing principal will allow the line of credit avoilobiity to increase up to the maximum amount grontedFees to open this line of credit genero y ronge between $0and $750in Pennsylvanio and $0 ond $3,250 in New York. Homeowners insurance is required. Flood insurance moy be required as necessary. APR moy not exceed 18%.Maximum loan omount $500,000. (2) Peoples Security Select MTG is avawabie for frst Nen purchose and refinance 1:4 family owner-occupied primary residence transactions in amounts up to 5500,000 withGuto-ora rono Peoples Security checking oc count. Borrow up to 80% c the property's volue with short term roncing her rote o o te msa e ova oble. Homeowner ansuro cerequired food nsurincemay be required as necessary. Rates ore locked as of dote of opplication for o 60-day period and are subject to market conditlon changes thereafter. (3) Document Preparation fee of S500. At underwriter's FDICdiscretion, Title insurance may be required at borrower's cost. (4) Alf loans subject to credit and collateral approval. This offer is effective March 01, 2019 and may be discondinued ot any time without norice. NMLS 401916

Date: March 10, 2019

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Peoples Security Bank & Trust

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Peoples Select LOCT New mortgage and home equity line of credit solutions with more flexibility and less fees. Variable Rate HELOC with Three Fixed Rate Balance Conversions at one time 42113)(4) Peoples Select MTG Flat $500 Documentation Preparation Fee Our new flexible products have FEE AND RATE ADVANTAGES that will get you the loan you need ll e0ples, psbt.com Security sbt.com & Thus: 190888 868 3858 (1 Peoples Security Select LOC -s an interest on y monthly, vorable rate home equity e o credit w c a o s up to three fixed rate Gnd payment ba once conversion options ot y one time during the draw period Ava ioble to borrowers with o 1-4 family owner-occupied primary residence who moy borrow up to 80N of their home's volue. The Annuol Percentoge Rate (APR) wi vory bosed upon Prime Rate as pubwished in the Wall Street Journal, currently S.50x, effective March 01, 2019. A Peoples Security Bonk & Trust checking account with auto-draft of monthly payment is requlred. Other rotes and terms are available. The line has a maximum drow period of 10 years with non-converted balances ot the end of the period converting to a 20 year wariable APR repayment term, Conversion Option: During the drow period, the line aliows the borrower selected bolances to be locked-in for short term periods. There is o $75 per lock in conversion fee. Poyments to the variabie line ond converted balance portions reducing principal will allow the line of credit avoilobiity to increase up to the maximum amount gronted Fees to open this line of credit genero y ronge between $0and $750in Pennsylvanio and $0 ond $3,250 in New York. Homeowners insurance is required. Flood insurance moy be required as necessary. APR moy not exceed 18%. Maximum loan omount $500,000. (2) Peoples Security Select MTG is avawabie for frst Nen purchose and refinance 1:4 family owner-occupied primary residence transactions in amounts up to 5500,000 with Guto-ora rono Peoples Security checking oc count. Borrow up to 80% c the property's volue with short term roncing her rote o o te msa e ova oble. Homeowner ansuro cerequired food nsurince may be required as necessary. Rates ore locked as of dote of opplication for o 60-day period and are subject to market conditlon changes thereafter. (3) Document Preparation fee of S500. At underwriter's FDIC discretion, Title insurance may be required at borrower's cost. (4) Alf loans subject to credit and collateral approval. This offer is effective March 01, 2019 and may be discondinued ot any time without norice. NMLS 401916